My Limiting Beliefs around Money
“I can’t afford it,” and other beliefs holding me back…
The limiting belief stopping me from receiving money
Hi there
It’s George here. We’re on holiday with our kiddies at Center Parcs Elveden Forest at the moment, and I’m writing this on the patio of the lodge we are staying in. Our kids are chilling, as we’ve just got back from the tropical waterpark and lunch. I’ve got my back to the forest and there are a couple of squirrels scampering around, and occasionally a muntjac deer.
The wildlife seem unfazed by me sitting here…although when they move quickly, I get a little unnerved and hope the squirrels aren’t thinking about climbing up my leg! Sarah just put some food on the table I’m sitting at, to really get those squirrels in a frenzy!
Anyhow, I was on a Zoom call with some of my friends recently and I mentioned a limiting belief I’m working on changing at the moment. When I mentioned to Zelinda what new phrase I was using to reprogram my mind, she said “Ooh, I’m going to borrow that!”
Our subconscious mind is operating 95% of the time, so we tend to react to all situations with the same set of pre-programmed responses — mostly passed on by our parents during our childhood. I’ve broken many of them before…it just takes a lot of repetition and belief.
These limiting beliefs are stories we tell ourselves
“My teacher Jim Rohn taught me a simple principle: every day, stand guard at the door of your mind, and you alone decide what thoughts and beliefs you let into your life. For they will shape whether you feel rich or poor, cursed or blessed.”
Tony Robbins
These beliefs are often conflicting with other beliefs we have and are rarely true. You can go decades, or your whole life without realising you have them.
It's strange how I don’t think I have any limiting beliefs, and then I eventually realise there is another one and it has been in plain sight all along.
I recently noticed that I turn down money, gifts and help. It wasn’t every time, but most of the time. I guess at the heart of it is my belief that if I accept something from someone, then I am depriving them of money and time. And beneath that - I am not worthy.
For anyone interested in attracting wealth, that’s not a great limiting belief to have!
I know with my analytical mind that many people derive great pleasure from giving to people they love or are really great friends with. I’m not sure why I have such difficulty in receiving.
Just sitting here I remembered when I was at university over 30 years ago and my tutor offered to look through my dissertation before I got too far in it. I didn’t take him up on his kind offer, and I have no doubt that I would have got a better grade on that project if I had accepted help. I have no idea when it started.
So, what have I been doing to change my limiting belief around money?
I’ve got a vision board as the desktop image on my laptop, with the empowering words:
“I am open to receiving Money, Gifts and Help.”
I intentionally read it every morning and my eyes accidentally see it multiple times a day. Although my success is a bit hit and miss in these early stages.
That reminds me of that pothole story.
A guy is walking along the street, and he steps in a pothole full of water, making his shoes and socks soaking wet.
The next day he sees the pothole but steps in it anyway.
The next day he remembers the pothole and walks around it.
Of course, shit happens, and occasionally you still step in that darn pothole anyway!
That’s kind of where I am at the moment. Someone offers money, a gift or help and I don’t remember until a day later. In the words of Britney Spears, “Oops!…I Did It Again.”
Anyway, I’m getting better with practice. I’m definitely accepting more often than turning people down.
A few years ago, I had a different limiting belief…
Limiting Belief: “I can’t afford it!”
“I can’t afford it” was one of my limiting beliefs, until the day I realised I was passing it on from my parents to my children. If I didn’t stop it there and then, they would pass it on to grandchildren, and so on for eternity. I didn’t want to be responsible for that.
Even when I could buy expensive things (like my new Land Rover Defender), I still came out with the same pre-programmed response.
I noticed myself saying it the most whenever my children asked me to buy something that I thought was a waste of money or I had no interest in. Such as when my daughter asked for a £300 doll…and later asked for an even more realistic £900 doll!
And the time my son asked me to buy a Ferrari.
There were many others, but those are the two I remember the most when I was working on the belief.
The replacement programming I used at the time was:
“No. I can afford it, but I prefer to invest in my future instead.”
Nowadays, I’m more a lot more flexible with my response, as I have that one dialled in. I’ll say things like:
“I can afford it, but I prefer to spend it on another holiday this year instead.”
Or just, “I can afford it, but that isn’t good value for me.”
If you’re interested in building wealth, then there’s a also great chapter dedicated to building a millionaire mindset in our book:
📚Stealth Millionaire: How to Save and Manage Your Money Like the Rich
Anyway, it’s time for me to sign off, as we’re having dinner shortly.
If you enjoyed this blog post, please send me a heart and let me know in the comments below 💜🙏
Live your dreams,
Sarah and George 💜
sarahandgeorge.co.uk
If you’d like to go deeper into financial freedom, wealth and happiness, then I invite you to check out our books 📚 Stealth Millionaire, 📚 Retire Now, 📚 Simplicity Secret and 📚 Find Your Purpose.
We also mentor people on financial freedom and property investing.
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